Muenster State Bank makes secured and unsecured consumer loans to those who qualify.  Loans secured by the collateral which one is purchasing are often vehicle loans, but can be also made to purchase any of the following:

• Boats
• ATV’s
• RV’s
• Tractors
• and much more

In addition, the above types of collateral can be used to secure loans for a variety of your needs including:  consolidate debt, wedding expenses, medical needs, vacation expenses and more!

Clink on the link below for our online Consumer Loan Application:

• Online Consumer Loan Application

Muenster State Bank also makes residential real estate loans/mortgages. We offer several different kinds of real estate loans which are listed below.

Purchase/Refinance Mortgage Loans – Long-term Fixed Interest Rate Mortgages

• These loans can be made on a 10, 15, 20, 25, 30 year basis
• Fixed interest rate loans are offered as regular mortgages or home equity loans
• Through a third-party mortgage provider
• Long-term Fixed Interest Rate Mortgage Application

Purchase/Refinance Mortgage Loans – Balloon Notes

• Our most popular mortgage
• The primary advantage offered by our balloon notes are their extremely low closing costs
• Home Loan Application

Interim Construction Loans

• For those looking to build their homes
• Interim Construction Loan Application

Home Improvement Loans

• For people who want to remodel or add on to their existing homes
• Home Improvement Loan Application

Home Equity Loans

• One of our most popular products
• Many people use home equity loans for remodeling, debt consolidation, and any other needs they may have
• Home equity loans funded by Muenster State Bank also have very low closing costs
• Home Equity Loan Application

Muenster State Bank offers a variety of business loans and any of our loan officers would be happy to talk to you about your options. Please call or come in to get more information regarding our loan products. A sampling of some loan products are as follows:

Business Real Estate Loans

• Ag/Farm Land
• Land Development
• Rental Property
• Oil / Gas
• Commericial Property

Non Real Estate Loans

• Equipment
• Ag / Livestock
• Floor Plan
• Working Capital
• Accounts Receivable

Documents

• Personal Financial Statement